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Studio Retail Limited, formerly Express Gifts Ltd, [6] the largest company within the Findel plc group, sells clothing, greeting cards, gifts, home and garden items through its Studio and Ace catalogues and websites. Studio Pay is provided by Frasers Group Financial Services Limited (Registered Company no. To contact Studio by phone, use the following number: 0371 200 0378. Studio is now able to. Marks & Spencer. Studio Pay is provided by Frasers Group Financial Services Limited (Registered Company no. This is the easiest way to make a payment. 03994833), which is an introducer of credit not a lender. 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